SENIOR MANAGEMENT

FEDERICO R. LOPEZ
Director, Chairman, and Chief Executive Officer

FRANCIS GILES B. PUNO
Director, President, and Chief Operating Officer

RICHARD B. TANTOCO
Director, Executive Vice President

JONATHAN C. RUSSELL
Executive Vice President and Chief Commercial Officer

RENATO A. CASTILLO
Senior Vice President and Chief Risk Officer

VICTOR B. SANTOS, JR.
Senior Vice President

FEDERICO R. LOPEZ
Director, Chairman, and Chief Executive Officer

FRANCIS GILES B. PUNO
Director, President, and Chief Operating Officer

RICHARD B. TANTOCO
Director, Executive Vice President

JONATHAN C. RUSSELL
Executive Vice President and Chief Commercial Officer

RENATO A. CASTILLO
Senior Vice President and Chief Risk Officer

VICTOR B. SANTOS, JR.
Senior Vice President

EMMANUEL P. SINGSON
Senior Vice President
Chief Financial Officer, and Treasurer

NESTOR H. VASAY
Senior Vice President

JULICER A. ALVIS
Vice President

RAMON J. ARANETA
Vice President

ERWIN O. AVANTE
Vice President

JEROME H. CAINGLET
Vice President

EMMANUEL P. SINGSON
Senior Vice President
Chief Financial Officer, and Treasurer

NESTOR H. VASAY
Senior Vice President

JULICER A. ALVIS
Vice President

RAMON J. ARANETA
Vice President

ERWIN O. AVANTE
Vice President

JEROME H. CAINGLET
Vice President

RAMON A. CARANDANG
Vice President

MA. AURORA E. CENIZA
Vice President

REMAN A. CHUA
Vice President

NURJEHAN MARIA D. DAYRIT
Vice President

TEODORICO R. DELFIN
Vice President

VALERIE Y. DY SUN
Vice President, Head of Investor Relations, and Compliance Officer

RAMON A. CARANDANG
Vice President

MA. AURORA E. CENIZA
Vice President

REMAN A. CHUA
Vice President

NURJEHAN MARIA D. DAYRIT
Vice President

TEODORICO R. DELFIN
Vice President

VALERIE Y. DY SUN
Vice President, Head of Investor Relations, and Compliance Officer

ANNA KARINA P. GEROCHI
Vice President and Head of Human Resources

DENNIS P. GONZALES
Vice President

SHIRLEY C. HOMBREBUENO
Vice President

RAYMUNDO N. JARQUE, JR.
Vice President

ARIEL ARMAN V. LAPUS
Vice President

RASSEN M. LOPEZ
Vice President

ANNA KARINA P. GEROCHI
Vice President and Head of Human Resources

DENNIS P. GONZALES
Vice President

SHIRLEY C. HOMBREBUENO
Vice President

RAYMUNDO N. JARQUE, JR.
Vice President

ARIEL ARMAN V. LAPUS
Vice President

RASSEN M. LOPEZ
Vice President

JORGE H. LUCAS
Vice President

GRACE STEPHANIE L. MARCELO
Vice President

ALOYSIUS L. SANTOS
Vice President

RONALD B. TABLANTE
Vice President

CARMINA Z. UBAÑA
Vice President and Comptroller

DANIEL H. VALERIANO, JR.
Vice President

JORGE H. LUCAS
Vice President

GRACE STEPHANIE L. MARCELO
Vice President

ALOYSIUS L. SANTOS
Vice President

RONALD B. TABLANTE
Vice President

CARMINA Z. UBAÑA
Vice President and Comptroller

DANIEL H. VALERIANO, JR.
Vice President

CARLOS LORENZO L. VEGA
Vice President

CONRADO ERNESTO C. VIEJO
Vice President

MA. THERESA M. VILLANUEVA
Vice President and Head of Internal Audit

VINCENT C. VILLEGAS
Vice President

RACHEL R. HERNANDEZ
Vice President and Corporate Secretary

CARA MARTHA R. DE GUZMAN
Assistant Corporate Secretary

CARLOS LORENZO L. VEGA
Vice President

CONRADO ERNESTO C. VIEJO
Vice President

MA. THERESA M. VILLANUEVA
Vice President and Head of Internal Audit

VINCENT C. VILLEGAS
Vice President

RACHEL R. HERNANDEZ
Vice President and Corporate Secretary

CARA MARTHA R. DE GUZMAN
Assistant Corporate Secretary